Self-Employed Dental and Vision Insurance
Self-Employed Dental Insurance
Dental insurance can round out your benefits package for you and your family as well as your employees. We offer PPO (coverage is best if you use preferred dentists but non-preferred dentists are covered as well) as well as Indemnity plans (go to any dentist but coverage is reimbursed at a UCR or usual, customary and reasonable rate). Do you have a certain dentist you want to keep? Do you need comprehensive dental coverage including orthodontia or a plan that covers the basics? We offer a wide variety of companies and can help you find the right one.
Self-Employed Vision Insurance
Vision insurance is another important aspect of your overall benefits package. Do you have a certain optometrist you want to keep? We offer the carriers you are familiar with such as VSP, EyeMed and MES.
Contact us today at 916-353-4882 or 800-569-5884 to get a free individual or family dental and/or vision plan quote and/or a quote for your employees.
To instantly compare different individual and family plans dental plans, Click here. Contact my office for a small group quote.
Want a quote for a specific company, NOW? If you prefer, and are looking for an individual or family quote, click on the following links to get a quote now. Contact my office for a small group quote.
Anthem Blue Cross offers DPPO Individual/Family plans. If you use a non-network dentists, you will pay the difference between what your dentist charges and what is their allowable reimbursement.
Blue Shield offers Dental HMO and Dental PPO plans. The HMO plans have extremely restricted networks and do not provide out of network coverage. The DPPO plans offer in-network and out-of-network dentists. If you use a non-network dentist, you will pay the difference between what your dentist charges and what is their allowable reimbursement.
Delta Dental offers two networks of dentists; the PPO and the Premier network. The Premier network offers many more dentists than the PPO network but the premiums are higher. They offer three different levels of benefits, the Gold, Platinum and Diamond. VSP vision can be added to your plan.
Spirit Dental offers Indemnity plans and Dental PPO plans. The Indemnity plan allows you to see any dentist and will reimburse dental expenses based upon a percentage of the Reasonable and Customary (R&C) fees for those covered expenses. They offer two PPO networks: the DHA Premier and Careington networks. Coverage in-network will be more generous then coverage out-of-network.